{"id":4806,"date":"2026-11-05T13:05:08","date_gmt":"2026-11-05T12:05:08","guid":{"rendered":"https:\/\/www.oneytrust.com\/?page_id=4806"},"modified":"2026-11-10T11:54:11","modified_gmt":"2026-11-10T10:54:11","slug":"2026-refund-fraud-report","status":"publish","type":"page","link":"https:\/\/www.oneytrust.com\/fr\/2026-refund-fraud-report\/","title":{"rendered":"\u00c9tat des lieux 2026 de la fraude au remboursement"},"content":{"rendered":"<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id4806_fccdb9-ea{margin-bottom:0px;}.kb-row-layout-id4806_fccdb9-ea > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4806_fccdb9-ea > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4806_fccdb9-ea > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1172px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:125px;padding-bottom:1px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4806_fccdb9-ea > .kt-row-layout-overlay{opacity:0.00;mix-blend-mode:normal;}.kb-row-layout-id4806_fccdb9-ea ,.kb-row-layout-id4806_fccdb9-ea h1,.kb-row-layout-id4806_fccdb9-ea h2,.kb-row-layout-id4806_fccdb9-ea h3,.kb-row-layout-id4806_fccdb9-ea h4,.kb-row-layout-id4806_fccdb9-ea h5,.kb-row-layout-id4806_fccdb9-ea h6{color:var(--global-palette3, #1A202C);}.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep{height:100px;}.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep svg{width:100%;}.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){.kb-row-layout-id4806_fccdb9-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id4806_fccdb9-ea > .kt-row-column-wrap{padding-top:140px;padding-bottom:50px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep{height:60px;}.kb-row-layout-id4806_fccdb9-ea .kt-row-layout-bottom-sep svg{width:100%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4806_fccdb9-ea alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-blocks-carousel kb-blocks-bg-slider kt-carousel-container-dotstyle-dark\"><div class=\"kt-blocks-carousel-init splide kb-blocks-bg-slider-init kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark\" data-slider-anim-speed=\"400\" data-slider-type=\"slider\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-fade=\"true\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\" data-slider-speed=\"7000\" data-show-pause-button=\"false\"><div class=\"splide__track\"><ul class=\"splide__list\"><li class=\"splide__slide kb-bg-slide-contain\"><div  class=\"kb-bg-slide kb-bg-slide-0\" style=\"background-image:url(https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/08\/Above-the-fold-Background-Image-Desktop.png); background-size:cover; background-position:center top; background-repeat:no-repeat;\"><\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column4806_4c4950-34 > .kt-inside-inner-col{display:flex;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col{padding-bottom:32px;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_4c4950-34 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_4c4950-34 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_4c4950-34{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_4c4950-34 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4806_4c4950-34 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_4c4950-34 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><div class=\"gb-container gb-container-ec4e69f8\">\n<style>.kadence-column4806_5afb65-b0 > .kt-inside-inner-col{display:flex;}.kadence-column4806_5afb65-b0{max-width:500px;margin-left:auto;margin-right:auto;}.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column4806_5afb65-b0{-webkit-flex:0 1 500px;flex:0 1 500px;max-width:unset;margin-left:unset;margin-right:unset;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_5afb65-b0{text-align:left;}.kadence-column4806_5afb65-b0, .kadence-column4806_5afb65-b0 h1, .kadence-column4806_5afb65-b0 h2, .kadence-column4806_5afb65-b0 h3, .kadence-column4806_5afb65-b0 h4, .kadence-column4806_5afb65-b0 h5, .kadence-column4806_5afb65-b0 h6{color:var(--global-palette3, #1A202C);}.kadence-column4806_5afb65-b0{position:relative;}@media all and (min-width: 1025px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column4806_5afb65-b0{-webkit-flex:0 1 500px;flex:0 1 500px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 1024px){.kadence-column4806_5afb65-b0 > .kt-inside-inner-col{padding-bottom:var(--global-kb-spacing-lg, 3rem);flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:flex-start;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > *, .kadence-column4806_5afb65-b0 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_5afb65-b0 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column4806_5afb65-b0{max-width:500px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;justify-content:flex-start;justify-content:flex-start;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > *, .kadence-column4806_5afb65-b0 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_5afb65-b0 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_5afb65-b0 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}ul {    list-style-type: disc !important;  padding-left:1em !important;}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_5afb65-b0 kb-section-md-dir-horizontal\" data-aos=\"fade\" data-aos-duration=\"1000\" data-aos-delay=\"300\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63, .wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63[data-kb-block=\"kb-adv-heading4806_d59838-63\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63[data-kb-block=\"kb-adv-heading4806_d59838-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63[data-kb-block=\"kb-adv-heading4806_d59838-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63, .wp-block-kadence-advancedheading.kt-adv-heading4806_d59838-63[data-kb-block=\"kb-adv-heading4806_d59838-63\"]{padding-top:0px;padding-bottom:var(--global-kb-spacing-xs, 1rem);font-size:40px;line-height:1.4;}}<\/style>\n<h1 class=\"kt-adv-heading4806_d59838-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_d59838-63\">Refund fraud is changing. Can you still recognise it?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Generative AI, organised fraud networks and seemingly legitimate identities are reshaping refund fraud. What once appeared suspicious can now blend seamlessly into everyday customer journeys. Discover the emerging trends and signals that can help you make more informed decisions.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column4806_e760da-23 > .kt-inside-inner-col{display:flex;}.kadence-column4806_e760da-23{max-width:530px;margin-left:auto;margin-right:auto;}.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column4806_e760da-23{-webkit-flex:0 1 530px;flex:0 1 530px;max-width:unset;margin-left:unset;margin-right:unset;}.kadence-column4806_e760da-23 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column4806_e760da-23 > .kt-inside-inner-col,.kadence-column4806_e760da-23 > .kt-inside-inner-col:before{border-top-left-radius:24px;border-top-right-radius:24px;border-bottom-right-radius:24px;border-bottom-left-radius:24px;}.kadence-column4806_e760da-23 > .kt-inside-inner-col{row-gap:24px;column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_e760da-23 > 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1024px){.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column4806_e760da-23{-webkit-flex:0 1 2000px;flex:0 1 2000px;}}@media all and (max-width: 1024px){.kadence-column4806_e760da-23 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (min-width: 768px) and (max-width: 1024px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column4806_e760da-23{-webkit-flex:0 1 2000px;flex:0 1 2000px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 767px){.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column4806_e760da-23{max-width:2000px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}.kadence-column4806_e760da-23 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_e760da-23\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full has-custom-border\" style=\"margin-top:0;margin-bottom:0\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"1040\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/11\/Landing_page_ebook_Refund_Fraud_2026_EN-1.png\" alt=\"\" class=\"wp-image-4817\" style=\"border-style:none;border-width:0px\" srcset=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/11\/Landing_page_ebook_Refund_Fraud_2026_EN-1.png 1800w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/11\/Landing_page_ebook_Refund_Fraud_2026_EN-1-400x231.png 400w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/11\/Landing_page_ebook_Refund_Fraud_2026_EN-1-800x462.png 800w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/11\/Landing_page_ebook_Refund_Fraud_2026_EN-1-767x443.png 767w, 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2000px;flex:0 1 2000px;}}@media all and (min-width: 768px) and (max-width: 1024px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column4806_d02d90-b5{-webkit-flex:0 1 2000px;flex:0 1 2000px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 767px){.kadence-column4806_d02d90-b5 > .kt-inside-inner-col{border-top:2px solid #f3f3f3;border-right:2px solid #f3f3f3;border-bottom:2px solid #f3f3f3;border-left:2px solid #f3f3f3;flex-direction:column;justify-content:center;}.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column4806_d02d90-b5{max-width:2000px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}}.kadence-column2547_20c6b0-b6 { margin-top:-100px; }<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_d02d90-b5\" id=\"form\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-theme-palette-3-color has-text-color has-link-color wp-elements-1\" style=\"font-size:24px\">Download the 2026 State of Refund Fraud Report.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A concise analysis of emerging refund fraud techniques and the signals that matter most.<\/p>\n\n\n\n<div class=\"pipedriveWebForms\" data-pd-webforms=\"https:\/\/webforms.pipedrive.com\/f\/1roLv7uAm4ctq43LeA9N1lrPlZPQ983RFN9xfHm4rWR5pCUkUNVxrq5QVUqRe1BK3\"><script src=\"https:\/\/webforms.pipedrive.com\/f\/loader\"><\/script><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div>\n\n<div class=\"gb-container gb-container-5f98fe9b\"><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id4806_62c18a-32{margin-bottom:0px;}.kb-row-layout-id4806_62c18a-32 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4806_62c18a-32 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4806_62c18a-32 > 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.kt-row-column-wrap{row-gap:var(--global-kb-gap-lg, 4rem);padding-top:100px;padding-bottom:100px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id4806_62c18a-32 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id4806_62c18a-32 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id4806_62c18a-32 > .kt-row-column-wrap{padding-top:50px;padding-bottom:50px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4806_62c18a-32 .kt-row-layout-bottom-sep{height:60px;}.kb-row-layout-id4806_62c18a-32 .kt-row-layout-bottom-sep svg{width:100%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4806_62c18a-32 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-blocks-carousel kb-blocks-bg-slider kt-carousel-container-dotstyle-dark\"><div class=\"kt-blocks-carousel-init splide kb-blocks-bg-slider-init kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark\" data-slider-anim-speed=\"400\" data-slider-type=\"slider\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-fade=\"true\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\" data-slider-speed=\"7000\" data-show-pause-button=\"false\"><div class=\"splide__track\"><ul class=\"splide__list\"><li class=\"splide__slide kb-bg-slide-contain\"><div  class=\"kb-bg-slide kb-bg-slide-0\" style=\"background-color:var(--global-palette9, #ffffff); background-image:url(https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/08\/Testimoninal-2-Background.png); background-size:cover; background-position:right center; background-repeat:no-repeat;\"><\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column4806_82a284-ff > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_82a284-ff > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_82a284-ff > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_82a284-ff > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_82a284-ff{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_82a284-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_82a284-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_82a284-ff\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab, .wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab[data-kb-block=\"kb-adv-heading4806_9d16ec-ab\"]{text-align:center;font-style:normal;color:var(--kb-token--primitive--color--neutral--900);}.wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab[data-kb-block=\"kb-adv-heading4806_9d16ec-ab\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_9d16ec-ab[data-kb-block=\"kb-adv-heading4806_9d16ec-ab\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4806_9d16ec-ab wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_9d16ec-ab\">What you&#8217;ll discover inside the report<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id4806_19b8ea-5a{margin-bottom:0px;}.kb-row-layout-id4806_19b8ea-5a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4806_19b8ea-5a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4806_19b8ea-5a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1172px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:22px;padding-bottom:32px;grid-template-columns:minmax(0, calc(50% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(50% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id4806_19b8ea-5a > .kt-row-layout-overlay{opacity:0.00;mix-blend-mode:normal;}.kb-row-layout-id4806_19b8ea-5a ,.kb-row-layout-id4806_19b8ea-5a h1,.kb-row-layout-id4806_19b8ea-5a h2,.kb-row-layout-id4806_19b8ea-5a h3,.kb-row-layout-id4806_19b8ea-5a h4,.kb-row-layout-id4806_19b8ea-5a h5,.kb-row-layout-id4806_19b8ea-5a h6{color:var(--global-palette9, #ffffff);}.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep{height:100px;}.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep svg{width:100%;}.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){.kb-row-layout-id4806_19b8ea-5a > .kt-row-column-wrap{row-gap:var(--global-kb-gap-lg, 4rem);padding-top:100px;padding-bottom:100px;grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id4806_19b8ea-5a > .kt-row-column-wrap{padding-top:50px;padding-bottom:50px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep{height:60px;}.kb-row-layout-id4806_19b8ea-5a .kt-row-layout-bottom-sep svg{width:100%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4806_19b8ea-5a alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-blocks-carousel kb-blocks-bg-slider kt-carousel-container-dotstyle-dark\"><div class=\"kt-blocks-carousel-init splide kb-blocks-bg-slider-init kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark\" data-slider-anim-speed=\"400\" data-slider-type=\"slider\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-fade=\"true\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\" data-slider-speed=\"7000\" data-show-pause-button=\"false\"><div class=\"splide__track\"><ul class=\"splide__list\"><li class=\"splide__slide kb-bg-slide-contain\"><div  class=\"kb-bg-slide kb-bg-slide-0\" style=\"background-color:var(--global-palette9, #ffffff); background-image:url(https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/08\/Testimoninal-2-Background.png); background-size:cover; background-position:right center; background-repeat:no-repeat;\"><\/div><\/li><\/ul><\/div><\/div><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col{padding-top:0px;}.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col,.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_c0bed4-c9{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_c0bed4-c9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}img {border-radius: 20px !important;}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_c0bed4-c9\"><div class=\"kt-inside-inner-col\"><style>.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{display:flex;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{min-height:157px;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col,.kadence-column4806_bb4f96-3f > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col > *, .kadence-column4806_bb4f96-3f > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_bb4f96-3f > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kt-row-column-wrap > .kadence-column4806_bb4f96-3f{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{align-items:flex-start;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_bb4f96-3f{position:relative;}.kadence-column4806_bb4f96-3f, .kt-inside-inner-col > .kadence-column4806_bb4f96-3f:not(.specificity){margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column4806_bb4f96-3f{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{align-items:flex-start;}}@media all and (max-width: 1024px){.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column4806_bb4f96-3f > .kt-inside-inner-col > *, .kadence-column4806_bb4f96-3f > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_bb4f96-3f > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column4806_bb4f96-3f{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column4806_bb4f96-3f > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:stretch;flex-wrap:nowrap;}.wp-block-kadence-column.kb-section-dir-horizontal.kadence-column4806_bb4f96-3f > .kt-inside-inner-col > .wp-block-kadence-infobox{align-self:unset;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_bb4f96-3f kb-section-dir-horizontal kb-section-sm-dir-vertical\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"49\" height=\"48\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/increase_revenue.png\" alt=\"\" class=\"wp-image-3004\" style=\"aspect-ratio:1.0209371884346958;width:46px;height:auto\" srcset=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/increase_revenue.png 49w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/increase_revenue-12x12.png 12w\" sizes=\"auto, (max-width: 49px) 100vw, 49px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6, .wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6[data-kb-block=\"kb-adv-heading4806_239fab-c6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6[data-kb-block=\"kb-adv-heading4806_239fab-c6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_239fab-c6[data-kb-block=\"kb-adv-heading4806_239fab-c6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4806_239fab-c6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_239fab-c6\"><br><\/h3>\n\n\n<style>.kadence-column4806_e03a08-fd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_e03a08-fd > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_e03a08-fd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_e03a08-fd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_e03a08-fd{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_e03a08-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_e03a08-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_e03a08-fd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1, .wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1[data-kb-block=\"kb-adv-heading4806_3a7a62-f1\"]{line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1[data-kb-block=\"kb-adv-heading4806_3a7a62-f1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_3a7a62-f1[data-kb-block=\"kb-adv-heading4806_3a7a62-f1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading4806_3a7a62-f1 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading4806_3a7a62-f1\">Fraud techniques are evolving<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9[data-kb-block=\"kb-adv-heading4806_a3c1ed-e9\"]{font-style:normal;color:#000000;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9[data-kb-block=\"kb-adv-heading4806_a3c1ed-e9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3c1ed-e9[data-kb-block=\"kb-adv-heading4806_a3c1ed-e9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading4806_a3c1ed-e9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_a3c1ed-e9\">Discover how refund fraud is changing and why even the most familiar scenarios have become harder to interpret.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4806_8691c2-27 > .kt-inside-inner-col{display:flex;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column4806_8691c2-27 > .kt-inside-inner-col,.kadence-column4806_8691c2-27 > .kt-inside-inner-col:before{border-top-left-radius:16px;border-top-right-radius:16px;border-bottom-right-radius:16px;border-bottom-left-radius:16px;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_8691c2-27 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col > *, .kadence-column4806_8691c2-27 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_8691c2-27 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kt-row-column-wrap > .kadence-column4806_8691c2-27{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27 > .kt-inside-inner-col{align-items:flex-start;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column4806_8691c2-27 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_8691c2-27{position:relative;}.kadence-column4806_8691c2-27, .kt-inside-inner-col > .kadence-column4806_8691c2-27:not(.specificity){margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column4806_8691c2-27{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27 > .kt-inside-inner-col{align-items:flex-start;}}@media all and (max-width: 1024px){.kadence-column4806_8691c2-27 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column4806_8691c2-27 > .kt-inside-inner-col > *, .kadence-column4806_8691c2-27 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_8691c2-27 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column4806_8691c2-27{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_8691c2-27 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column4806_8691c2-27 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:stretch;flex-wrap:nowrap;}.wp-block-kadence-column.kb-section-dir-horizontal.kadence-column4806_8691c2-27 > .kt-inside-inner-col > .wp-block-kadence-infobox{align-self:unset;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_8691c2-27 kb-section-dir-horizontal kb-section-sm-dir-vertical\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"49\" height=\"48\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/support_team.png\" alt=\"\" class=\"wp-image-3005\" style=\"aspect-ratio:1.0209371884346958;width:46px;height:auto\" srcset=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/support_team.png 49w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/10\/support_team-12x12.png 12w\" sizes=\"auto, (max-width: 49px) 100vw, 49px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0, .wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0[data-kb-block=\"kb-adv-heading4806_2b852b-c0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0[data-kb-block=\"kb-adv-heading4806_2b852b-c0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_2b852b-c0[data-kb-block=\"kb-adv-heading4806_2b852b-c0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4806_2b852b-c0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_2b852b-c0\"><br><\/h3>\n\n\n<style>.kadence-column4806_da471c-69 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_da471c-69 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_da471c-69 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_da471c-69 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_da471c-69{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_da471c-69 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_da471c-69 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_da471c-69\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21[data-kb-block=\"kb-adv-heading4806_a3d970-21\"]{line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21[data-kb-block=\"kb-adv-heading4806_a3d970-21\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_a3d970-21[data-kb-block=\"kb-adv-heading4806_a3d970-21\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading4806_a3d970-21 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading4806_a3d970-21\">Fraud has become organised<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da, .wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da[data-kb-block=\"kb-adv-heading4806_a8211f-da\"]{font-style:normal;color:#000000;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da[data-kb-block=\"kb-adv-heading4806_a8211f-da\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_a8211f-da[data-kb-block=\"kb-adv-heading4806_a8211f-da\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading4806_a8211f-da wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_a8211f-da\">Explore an ecosystem where communities, intermediaries and specialist services contribute to the growth and professionalisation of refund fraud.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4806_ec0013-26 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_ec0013-26 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_ec0013-26 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_ec0013-26 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_ec0013-26{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_ec0013-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_ec0013-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_ec0013-26\"><div class=\"kt-inside-inner-col\"><style>.kadence-column4806_918b08-f4 > .kt-inside-inner-col{display:flex;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kadence-column4806_918b08-f4 > .kt-inside-inner-col,.kadence-column4806_918b08-f4 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_918b08-f4 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col > *, .kadence-column4806_918b08-f4 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_918b08-f4 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kt-row-column-wrap > .kadence-column4806_918b08-f4{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4 > .kt-inside-inner-col{align-items:flex-start;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column4806_918b08-f4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_918b08-f4{position:relative;}.kadence-column4806_918b08-f4, .kt-inside-inner-col > .kadence-column4806_918b08-f4:not(.specificity){margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column4806_918b08-f4{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4 > .kt-inside-inner-col{align-items:flex-start;}}@media all and (max-width: 1024px){.kadence-column4806_918b08-f4 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column4806_918b08-f4 > .kt-inside-inner-col > *, .kadence-column4806_918b08-f4 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_918b08-f4 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column4806_918b08-f4{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_918b08-f4 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column4806_918b08-f4 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:stretch;flex-wrap:nowrap;}.wp-block-kadence-column.kb-section-dir-horizontal.kadence-column4806_918b08-f4 > .kt-inside-inner-col > .wp-block-kadence-infobox{align-self:unset;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_918b08-f4 kb-section-dir-horizontal kb-section-sm-dir-vertical\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"49\" height=\"49\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/01\/networking.png\" alt=\"\" class=\"wp-image-1477\" style=\"width:45px;height:auto\" srcset=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/01\/networking.png 49w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/01\/networking-12x12.png 12w\" sizes=\"auto, (max-width: 49px) 100vw, 49px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9, .wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9[data-kb-block=\"kb-adv-heading4806_57f869-b9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9[data-kb-block=\"kb-adv-heading4806_57f869-b9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_57f869-b9[data-kb-block=\"kb-adv-heading4806_57f869-b9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4806_57f869-b9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_57f869-b9\"><br><\/h3>\n\n\n<style>.kadence-column4806_58b584-8f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_58b584-8f > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_58b584-8f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_58b584-8f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_58b584-8f{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_58b584-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_58b584-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_58b584-8f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e, .wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e[data-kb-block=\"kb-adv-heading4806_c6c4bf-3e\"]{line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e[data-kb-block=\"kb-adv-heading4806_c6c4bf-3e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_c6c4bf-3e[data-kb-block=\"kb-adv-heading4806_c6c4bf-3e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading4806_c6c4bf-3e wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading4806_c6c4bf-3e\">When evidence is no longer enough<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e, .wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e[data-kb-block=\"kb-adv-heading4806_13f0ff-6e\"]{font-style:normal;color:#000000;}.wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e[data-kb-block=\"kb-adv-heading4806_13f0ff-6e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_13f0ff-6e[data-kb-block=\"kb-adv-heading4806_13f0ff-6e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading4806_13f0ff-6e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_13f0ff-6e\">Edited images, AI-generated content and increasingly credible claims are changing the way refund requests must be assessed.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{display:flex;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col,.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col:before{border-top-left-radius:16px;border-top-right-radius:16px;border-bottom-right-radius:16px;border-bottom-left-radius:16px;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:flex-start;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col > *, .kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kt-row-column-wrap > .kadence-column4806_dc7c7e-a9{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_dc7c7e-a9{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{align-items:flex-start;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_dc7c7e-a9{position:relative;}.kadence-column4806_dc7c7e-a9, .kt-inside-inner-col > .kadence-column4806_dc7c7e-a9:not(.specificity){margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column4806_dc7c7e-a9{align-self:flex-start;}}@media all and (max-width: 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.kadence-column4806_dc7c7e-a9{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_dc7c7e-a9{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:stretch;flex-wrap:nowrap;}.wp-block-kadence-column.kb-section-dir-horizontal.kadence-column4806_dc7c7e-a9 > .kt-inside-inner-col > .wp-block-kadence-infobox{align-self:unset;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_dc7c7e-a9 kb-section-dir-horizontal kb-section-sm-dir-vertical\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/07\/Icon-1.svg\" alt=\"\" class=\"wp-image-3936\" style=\"width:46px;height:auto\"\/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83, .wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83[data-kb-block=\"kb-adv-heading4806_14b72f-83\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83[data-kb-block=\"kb-adv-heading4806_14b72f-83\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_14b72f-83[data-kb-block=\"kb-adv-heading4806_14b72f-83\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4806_14b72f-83 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_14b72f-83\"><br><\/h3>\n\n\n<style>.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_6bf1f7-06{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_6bf1f7-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_6bf1f7-06\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab, .wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab[data-kb-block=\"kb-adv-heading4806_44f2ca-ab\"]{line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab[data-kb-block=\"kb-adv-heading4806_44f2ca-ab\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_44f2ca-ab[data-kb-block=\"kb-adv-heading4806_44f2ca-ab\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading4806_44f2ca-ab wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading4806_44f2ca-ab\">The signals behind appearances<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b, .wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b[data-kb-block=\"kb-adv-heading4806_9ad91c-3b\"]{font-style:normal;color:#000000;}.wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b[data-kb-block=\"kb-adv-heading4806_9ad91c-3b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_9ad91c-3b[data-kb-block=\"kb-adv-heading4806_9ad91c-3b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading4806_9ad91c-3b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_9ad91c-3b\">Learn which signal categories can reveal inconsistencies that remain invisible when viewed in isolation.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id4806_cfe06e-7d{margin-bottom:0px;}.kb-row-layout-id4806_cfe06e-7d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4806_cfe06e-7d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4806_cfe06e-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1172px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:32px;padding-bottom:32px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id4806_cfe06e-7d{background-color:#ffffff;}.kb-row-layout-id4806_cfe06e-7d > .kt-row-layout-overlay{opacity:0.00;mix-blend-mode:normal;}.kb-row-layout-id4806_cfe06e-7d ,.kb-row-layout-id4806_cfe06e-7d h1,.kb-row-layout-id4806_cfe06e-7d h2,.kb-row-layout-id4806_cfe06e-7d h3,.kb-row-layout-id4806_cfe06e-7d h4,.kb-row-layout-id4806_cfe06e-7d h5,.kb-row-layout-id4806_cfe06e-7d h6{color:var(--global-palette9, #ffffff);}.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep{height:100px;}.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep svg{width:100%;}.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){.kb-row-layout-id4806_cfe06e-7d > .kt-row-column-wrap{row-gap:var(--global-kb-gap-lg, 4rem);padding-top:100px;padding-bottom:100px;grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id4806_cfe06e-7d > .kt-row-column-wrap{padding-top:50px;padding-bottom:50px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep{height:60px;}.kb-row-layout-id4806_cfe06e-7d .kt-row-layout-bottom-sep svg{width:100%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4806_cfe06e-7d alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column4806_84be35-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_84be35-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_84be35-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_84be35-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_84be35-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_84be35-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_84be35-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_84be35-c0\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53, .wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53[data-kb-block=\"kb-adv-heading4806_e68b9a-53\"]{font-style:normal;color:var(--kb-token--primitive--color--neutral--900);}.wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53[data-kb-block=\"kb-adv-heading4806_e68b9a-53\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4806_e68b9a-53[data-kb-block=\"kb-adv-heading4806_e68b9a-53\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4806_e68b9a-53 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4806_e68b9a-53\">Evidence can be manipulated. Consistency is far harder to fake.<\/h2>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">Discover how refund fraud is evolving and why connecting signals has become essential to making informed decisions<\/p>\n\n\n\n<a class=\"gb-button gb-button-b19e24d1\" href=\"#form\"><span class=\"gb-button-text\">Download the report  <\/span><span class=\"gb-icon\"><svg fill=\"none\" viewBox=\"0 0 21 22\" height=\"22\" width=\"21\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path fill=\"black\" d=\"M15.0361 16.4818C14.8691 16.4818 14.6185 16.4818 14.4514 16.2312C14.1173 15.897 14.1173 15.3958 14.4514 15.0617L17.6257 11.7203H0.835341C0.334137 11.7203 0 11.3862 0 10.885C0 10.3838 0.334137 10.0497 0.835341 10.0497H17.6257L14.4514 6.70829C14.1173 6.37415 14.1173 5.87295 14.4514 5.53881C14.7855 5.20467 15.2867 5.20467 15.6209 5.53881L20.7165 10.885L15.6209 16.2312C15.4538 16.3982 15.2032 16.4818 15.0361 16.4818Z\"><\/path> <\/svg><\/span><\/a>\n<\/div><\/div>\n\n\n<style>.kadence-column4806_d5a74b-bb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4806_d5a74b-bb > .kt-inside-inner-col{flex-direction:column;}.kadence-column4806_d5a74b-bb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4806_d5a74b-bb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4806_d5a74b-bb{position:relative;}@media all and (max-width: 1024px){.kadence-column4806_d5a74b-bb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4806_d5a74b-bb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4806_d5a74b-bb\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1060\" height=\"840\" src=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts.png\" alt=\"\" class=\"wp-image-3514\" srcset=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts.png 1060w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts-800x634.png 800w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts-400x317.png 400w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts-768x609.png 768w, https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/11\/The-Oneytrust-Support-team-meet-our-experts-15x12.png 15w\" sizes=\"auto, (max-width: 1060px) 100vw, 1060px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<style>\n.kb-row-layout-id196_180b15-71 {\n\tdisplay: none!important;\n}\n.header-menu-container ul.menu,\n.header-menu-container ul.sub-menu\n {\n list-style-type: none !important;\n}\n\n\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Refund fraud is changing. Can you still recognise it? Generative AI, organised fraud networks and seemingly legitimate identities are reshaping refund fraud. What once appeared suspicious can now blend seamlessly into everyday customer journeys. Discover the emerging trends and signals that can help you make more informed decisions. Download the 2026 State of Refund Fraud&#8230;<\/p>","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"_kad_blocks_custom_css":".splide__arrow svg {\n\tdisplay: none;\n}\n\n.splide__arrow {\n\theight: .5rem!important;\n\twidth: 8rem!important;\n}","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-4806","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2026 Refund Fraud Report | eBook<\/title>\n<meta name=\"description\" content=\"Refund fraud is evolving fast. 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