{"id":3802,"date":"2026-03-20T11:49:55","date_gmt":"2026-03-20T10:49:55","guid":{"rendered":"https:\/\/www.oneytrust.com\/?p=3802"},"modified":"2026-03-20T11:49:57","modified_gmt":"2026-03-20T10:49:57","slug":"fraude-remboursement-ia-generative","status":"publish","type":"post","link":"https:\/\/www.oneytrust.com\/pt\/fraude-remboursement-ia-generative\/","title":{"rendered":"Refund fraud: when AI becomes a tool for fraudsters\u2026"},"content":{"rendered":"<p>A phenomenon that TF1 recently highlighted in its 8pm news report, in which Oneytrust was able to share its expertise and shed light on these new fraudulent practices.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-vimeo wp-block-embed-vimeo wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"TF1-oneytrust mars2026\" src=\"https:\/\/player.vimeo.com\/video\/1172835019?dnt=1&amp;app_id=122963\" width=\"720\" height=\"405\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\ud83d\udea8 <strong>Fraud is evolving rapidly thanks to generative AI<\/strong><\/p>\n\n\n\n<p>Fraudsters now have access to technologies that were once the preserve of experts. It takes just a few clicks to generate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>doctored images<\/strong> of products \u201csupposedly\u201d broken,<\/li>\n\n\n\n<li><strong>forged supporting documents<\/strong>,<\/li>\n\n\n\n<li>and well-crafted <strong>synthetic identities<\/strong><\/li>\n<\/ul>\n\n\n\n<p>As TF1 explains, private sellers are now facing disputes based on AI-manipulated photos, with automated systems sometimes turning against the honest victim themselves.<\/p>\n\n\n\n<p>One user interviewed recounted losing \u20ac180 due to an AI-generated image showing a supposedly broken vinyl record \u2014 an item that, by its very nature, does not break in that way. The platform\u2019s automated system, however, ruled in favour of the fraudster, illustrating the vulnerability of traditional checks.<\/p>\n\n\n\n<p>This phenomenon is part of a global trend: fraud involving doctored images is skyrocketing, with a 15% increase in falsified images in claims since the start of 2025.<\/p>\n\n\n\n<p>\ud83d\udcc8 <strong>Three major trends observed by Oneytrust<\/strong><\/p>\n\n\n\n<p>At Oneytrust, our experts have identified three major shifts:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>More sophisticated fraud<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Generative AI can produce highly realistic images, some of which are impossible to distinguish with the naked eye. Synthetic identities or invoices recreated pixel by pixel can fool traditional verification systems.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>The industrialisation of attempts<\/strong><\/li>\n<\/ol>\n\n\n\n<p>What was once manual work is now automated. Fraudsters are now launching vast, coordinated campaigns, drastically increasing the volume of attempts detected on e-commerce sites.<br>This industrialisation is confirmed by the TF1 report, which warns of waves of scams potentially affecting millions of people.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>New weak signals<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Traditional methods are no longer sufficient. When evidence is generated by AI, behaviour, metadata and contextual inconsistencies become the new areas of analysis.<\/p>\n\n\n\n<p><br><strong>\ud83d\udee1\u00a0AI: an essential tool for countering these new attacks<\/strong><\/p>\n\n\n\n<p>With fraudsters now using AI, anti-fraud solutions must evolve. That is why Oneytrust has integrated advanced artificial intelligence models at the heart of its technologies.<\/p>\n\n\n\n<p>In particular, our systems enable us to:<\/p>\n\n\n\n<p>\ud83d\udc49 <strong>Detect behavioural and contextual inconsistencies<\/strong><\/p>\n\n\n\n<p>Frequency of returns, unusual histories, multiple addresses or devices: the patterns speak for themselves.<br>Our solution cross-references these signals to identify abuse well before it becomes visibly repetitive.<\/p>\n\n\n\n<p>\ud83d\udc49<strong> Adapt in real time<\/strong><\/p>\n\n\n\n<p>Fraud methods change every week. Our models continuously recalibrate to keep pace with these changes and block emerging attacks.<\/p>\n\n\n\n<p>\ud83d\udc49 <strong>Identify organised networks<\/strong><\/p>\n\n\n\n<p>By analysing data structure and correlating identity details, devices and network history, Oneytrust exposes organised criminal groups operating under different identities or accounts.<\/p>\n\n\n\n<p>\ud83d\udc49 <strong>Tailor detection to your returns processes<\/strong><\/p>\n\n\n\n<p>Oneytrust adapts precisely to each retailer\u2019s returns policies and internal workflows, incorporating their rules, thresholds and operational specifics.<\/p>\n\n\n\n<p>\ud83e\udd1d <strong>The real challenge: maintaining trust<\/strong><\/p>\n\n\n\n<p>In this context, the issue is no longer simply about blocking fraud.<br>It is about <strong>protecting the relationship of trust <\/strong>between retailers and their customers.<\/p>\n\n\n\n<p>Excessive suspicion can damage the shopping experience. Being too permissive can encourage abuse and undermine business models. The balance is therefore delicate \u2014 and AI plays a crucial role in accurately distinguishing between:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>honest shoppers,<\/li>\n\n\n\n<li>opportunistic fraudsters,<\/li>\n\n\n\n<li>and organised criminal networks.<\/li>\n<\/ul>\n\n\n\n<p>Oneytrust is committed to maintaining this balance by combining cutting-edge technology with human expertise.<\/p>\n\n\n\n<p>\ud83d\udd2e <strong>Fraud and AI: a huge challenge\u2026 but far from insurmountable<\/strong><\/p>\n\n\n\n<p>Artificial intelligence has profoundly transformed the landscape of reimbursement fraud. Whilst it provides fraudsters with new tools, it further enhances companies\u2019 ability to detect and stop them.<\/p>\n\n\n\n<p>With ongoing investment, increasingly sophisticated models and greater collaboration across the entire ecosystem, this battle is not only possible, but winnable.<\/p>\n\n\n\n<p>Trust is one of the cornerstones of online commerce. Together, let\u2019s continue to protect it.<\/p>","protected":false},"excerpt":{"rendered":"<p>A phenomenon that TF1 recently highlighted in its 8pm news report, in which Oneytrust was able to share its expertise and shed light on these new fraudulent practices. \ud83d\udea8 Fraud is evolving rapidly thanks to generative AI Fraudsters now have access to technologies that were once the preserve of experts. It takes just a few&#8230;<\/p>","protected":false},"author":3,"featured_media":3804,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[6,1],"tags":[75,31,76,37,32,26],"class_list":["post-3802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expertise","category-general","tag-ai-act","tag-ecommerce","tag-fraud-prevention","tag-fraude","tag-ia","tag-luttecontrelafraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs<\/title>\n<meta name=\"description\" content=\"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oneytrust.com\/pt\/fraude-remboursement-ia-generative\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs\" \/>\n<meta property=\"og:description\" content=\"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oneytrust.com\/pt\/fraude-remboursement-ia-generative\/\" \/>\n<meta property=\"og:site_name\" content=\"Oneytrust\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-20T10:49:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-20T10:49:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png\" \/>\n\t<meta property=\"og:image:width\" content=\"469\" \/>\n\t<meta property=\"og:image:height\" content=\"264\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Julie Breton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julie Breton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/\"},\"author\":{\"name\":\"Julie Breton\",\"@id\":\"https:\/\/www.oneytrust.com\/#\/schema\/person\/7468b32537747c2a80c28ba0064f7f4d\"},\"headline\":\"Refund fraud: when AI becomes a tool for fraudsters\u2026\",\"datePublished\":\"2026-03-20T10:49:55+00:00\",\"dateModified\":\"2026-03-20T10:49:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/\"},\"wordCount\":612,\"publisher\":{\"@id\":\"https:\/\/www.oneytrust.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png\",\"keywords\":[\"AI ACT\",\"ecommerce\",\"Fraud prevention\",\"FRAUDE\",\"IA\",\"luttecontrelafraude\"],\"articleSection\":[\"Expertise\",\"General\"],\"inLanguage\":\"pt-PT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/\",\"url\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/\",\"name\":\"Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs\",\"isPartOf\":{\"@id\":\"https:\/\/www.oneytrust.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png\",\"datePublished\":\"2026-03-20T10:49:55+00:00\",\"dateModified\":\"2026-03-20T10:49:57+00:00\",\"description\":\"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage\",\"url\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png\",\"contentUrl\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png\",\"width\":469,\"height\":264,\"caption\":\"\u202fIntervention de la repr\u00e9sentante d\u2019Oneytrust dans un reportage du journal t\u00e9l\u00e9vis\u00e9 de TF1, interview\u00e9e au sein des bureaux de l\u2019entreprise pour expliquer les nouvelles formes de fraude li\u00e9es \u00e0 l\u2019intelligence artificielle.\u202f\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oneytrust.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Refund fraud: when AI becomes a tool for fraudsters\u2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oneytrust.com\/#website\",\"url\":\"https:\/\/www.oneytrust.com\/\",\"name\":\"Oneytrust\",\"description\":\"Only Trusted Customers. Oneytrust provides fraud detection and identity validation for merchants and banks. Unique consortia data, unbeatable fraud scoring.\",\"publisher\":{\"@id\":\"https:\/\/www.oneytrust.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oneytrust.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oneytrust.com\/#organization\",\"name\":\"Oneytrust\",\"url\":\"https:\/\/www.oneytrust.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/www.oneytrust.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/04\/oneytrust-logo.svg\",\"contentUrl\":\"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/04\/oneytrust-logo.svg\",\"width\":171,\"height\":40,\"caption\":\"Oneytrust\"},\"image\":{\"@id\":\"https:\/\/www.oneytrust.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oneytrust.com\/#\/schema\/person\/7468b32537747c2a80c28ba0064f7f4d\",\"name\":\"Julie Breton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/www.oneytrust.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7d778d89a656901040a5cb3d84c274d6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7d778d89a656901040a5cb3d84c274d6?s=96&d=mm&r=g\",\"caption\":\"Julie Breton\"},\"url\":\"https:\/\/www.oneytrust.com\/pt\/author\/julie-breton\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs","description":"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oneytrust.com\/pt\/fraude-remboursement-ia-generative\/","og_locale":"pt_PT","og_type":"article","og_title":"Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs","og_description":"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.","og_url":"https:\/\/www.oneytrust.com\/pt\/fraude-remboursement-ia-generative\/","og_site_name":"Oneytrust","article_published_time":"2026-03-20T10:49:55+00:00","article_modified_time":"2026-03-20T10:49:57+00:00","og_image":[{"width":469,"height":264,"url":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png","type":"image\/png"}],"author":"Julie Breton","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Julie Breton","Tempo estimado de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#article","isPartOf":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/"},"author":{"name":"Julie Breton","@id":"https:\/\/www.oneytrust.com\/#\/schema\/person\/7468b32537747c2a80c28ba0064f7f4d"},"headline":"Refund fraud: when AI becomes a tool for fraudsters\u2026","datePublished":"2026-03-20T10:49:55+00:00","dateModified":"2026-03-20T10:49:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/"},"wordCount":612,"publisher":{"@id":"https:\/\/www.oneytrust.com\/#organization"},"image":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png","keywords":["AI ACT","ecommerce","Fraud prevention","FRAUDE","IA","luttecontrelafraude"],"articleSection":["Expertise","General"],"inLanguage":"pt-PT"},{"@type":"WebPage","@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/","url":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/","name":"Fraude au remboursement : l\u2019IA g\u00e9n\u00e9rative, nouvelle arme des fraudeurs","isPartOf":{"@id":"https:\/\/www.oneytrust.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage"},"image":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png","datePublished":"2026-03-20T10:49:55+00:00","dateModified":"2026-03-20T10:49:57+00:00","description":"La fraude au remboursement explose avec l\u2019IA g\u00e9n\u00e9rative. Images truqu\u00e9es, identit\u00e9s synth\u00e9tiques, industrialisation des attaques : d\u00e9couvrez comment Oneytrust et ses mod\u00e8les avanc\u00e9s d\u00e9tectent ces nouvelles menaces, analys\u00e9es dans le reportage de TF1.","breadcrumb":{"@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/"]}]},{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#primaryimage","url":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png","contentUrl":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png","width":469,"height":264,"caption":"\u202fIntervention de la repr\u00e9sentante d\u2019Oneytrust dans un reportage du journal t\u00e9l\u00e9vis\u00e9 de TF1, interview\u00e9e au sein des bureaux de l\u2019entreprise pour expliquer les nouvelles formes de fraude li\u00e9es \u00e0 l\u2019intelligence artificielle.\u202f"},{"@type":"BreadcrumbList","@id":"https:\/\/www.oneytrust.com\/fraude-remboursement-ia-generative\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oneytrust.com\/"},{"@type":"ListItem","position":2,"name":"Refund fraud: when AI becomes a tool for fraudsters\u2026"}]},{"@type":"WebSite","@id":"https:\/\/www.oneytrust.com\/#website","url":"https:\/\/www.oneytrust.com\/","name":"Oneytrust","description":"Only Trusted Customers. Oneytrust provides fraud detection and identity validation for merchants and banks. Unique consortia data, unbeatable fraud scoring.","publisher":{"@id":"https:\/\/www.oneytrust.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oneytrust.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Organization","@id":"https:\/\/www.oneytrust.com\/#organization","name":"Oneytrust","url":"https:\/\/www.oneytrust.com\/","logo":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/www.oneytrust.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/04\/oneytrust-logo.svg","contentUrl":"https:\/\/www.oneytrust.com\/wp-content\/uploads\/2025\/04\/oneytrust-logo.svg","width":171,"height":40,"caption":"Oneytrust"},"image":{"@id":"https:\/\/www.oneytrust.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.oneytrust.com\/#\/schema\/person\/7468b32537747c2a80c28ba0064f7f4d","name":"Julie Breton","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/www.oneytrust.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7d778d89a656901040a5cb3d84c274d6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7d778d89a656901040a5cb3d84c274d6?s=96&d=mm&r=g","caption":"Julie Breton"},"url":"https:\/\/www.oneytrust.com\/pt\/author\/julie-breton\/"}]}},"taxonomy_info":{"category":[{"value":6,"label":"Expertise"},{"value":1,"label":"General"}],"post_tag":[{"value":75,"label":"AI ACT"},{"value":31,"label":"ecommerce"},{"value":76,"label":"Fraud prevention"},{"value":37,"label":"FRAUDE"},{"value":32,"label":"IA"},{"value":26,"label":"luttecontrelafraude"}]},"featured_image_src_large":["https:\/\/www.oneytrust.com\/wp-content\/uploads\/2026\/03\/Miniature_JTTF1_Mars2026.png",469,264,false],"author_info":{"display_name":"Julie Breton","author_link":"https:\/\/www.oneytrust.com\/pt\/author\/julie-breton\/"},"comment_info":0,"category_info":[{"term_id":6,"name":"Expertise","slug":"expertise","term_group":0,"term_taxonomy_id":6,"taxonomy":"category","description":"","parent":0,"count":29,"filter":"raw","cat_ID":6,"category_count":29,"category_description":"","cat_name":"Expertise","category_nicename":"expertise","category_parent":0},{"term_id":1,"name":"General","slug":"general","term_group":0,"term_taxonomy_id":1,"taxonomy":"category","description":"","parent":0,"count":30,"filter":"raw","cat_ID":1,"category_count":30,"category_description":"","cat_name":"General","category_nicename":"general","category_parent":0}],"tag_info":[{"term_id":75,"name":"AI ACT","slug":"ai-act","term_group":0,"term_taxonomy_id":75,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"},{"term_id":31,"name":"ecommerce","slug":"ecommerce","term_group":0,"term_taxonomy_id":31,"taxonomy":"post_tag","description":"","parent":0,"count":18,"filter":"raw"},{"term_id":76,"name":"Fraud prevention","slug":"fraud-prevention","term_group":0,"term_taxonomy_id":76,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"},{"term_id":37,"name":"FRAUDE","slug":"fraude","term_group":0,"term_taxonomy_id":37,"taxonomy":"post_tag","description":"","parent":0,"count":17,"filter":"raw"},{"term_id":32,"name":"IA","slug":"ia","term_group":0,"term_taxonomy_id":32,"taxonomy":"post_tag","description":"","parent":0,"count":8,"filter":"raw"},{"term_id":26,"name":"luttecontrelafraude","slug":"luttecontrelafraude","term_group":0,"term_taxonomy_id":26,"taxonomy":"post_tag","description":"","parent":0,"count":16,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/posts\/3802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/comments?post=3802"}],"version-history":[{"count":2,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/posts\/3802\/revisions"}],"predecessor-version":[{"id":3805,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/posts\/3802\/revisions\/3805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/media\/3804"}],"wp:attachment":[{"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/media?parent=3802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/categories?post=3802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oneytrust.com\/pt\/wp-json\/wp\/v2\/tags?post=3802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}