2025 annual overview of fraud in France
Evolving threats. Smarter defenses. The challenges facing French eCommerce businesses and how they are adapting to survive.
- The riskiest delivery methods
- Most challenging payment types
- Importance of location data
- BNPL, return and refund fraud
If you are operating in France, this is an essential guide.

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France’s fraud risk is unique and growing
France is unique. Local payment habits, regulatory differences, and increasing BNPL adoption create specific fraud challenges that global solutions often overlook.

Card and delivery fraud remain the primary threats
Despite strong authentication tools, card fraud still represents 40% of losses, and express delivery fraud is 5 times higher than standard shipping. Merchants need to adapt their scoring models accordingly.

Returns and BNPL fraud are rising fast
Return fraud is becoming more organised, with forged documents and repeat offenders exploiting weak return policies. BNPL transactions now carry the highest attempted fraud rates of any method.

